Friday, October 9, 2009


By Woodrow Wilcox

A client of this insurance agency was surprised when Medicare refused to help pay for a pelvic and breast exam and a pap smear. The client is from Munster, Indiana.

The client in this article is not the same client that I reported to have that problem in a previous article. The facts are almost the same, though.

The woman’s doctor billed Medicare for the medical services and Medicare disallowed the claims because the services were performed outside the time limitations that Medicare has set for such services. So, Medicare denied the claims and now the senior citizen is stuck with the $105 bill for non-covered services of a pelvic and breast exam and a pap smear.

When a federal agency is faced with budget problems, new rules and regulations are invented to help the federal agency stretch its budget so that everyone at the federal agency will get paychecks on time.

Obama and his allies in Congress are trying to pass a law to make a national health care system based on Medicare. If that happens, millions more Americans will get stuck with unexpected medical bills when the federal agency over healthcare will make new rules and regulations to stretch the budget and make sure that all the employees of the new bureaucracy get their paychecks on time.

In such a case, health care consumers will be the big losers. The patients will get some very unexpected bills for medical services that they thought would be covered by the government health care system. Surprise, surprise!

Note: Woodrow Wilcox is the senior medical bill problem solver at the largest senior citizen oriented insurance agency in the Midwest. For more Medicare related articles or videos by him, visit,, and
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Written on October 5, 2009 by Woodrow Wilcox

Wilcox News Service

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