S. O. S. – SPEAKING OF SENIORS SAVED HOBART MAN OVER $1000

S. O. S. – SPEAKING OF SENIORS

SAVED HOBART MAN OVER $1000

By Woodrow Wilcox

A senior citizen client asked for help on a hospital bill. The man is from Hobart, Indiana. I helped him.

The bill balance was $1,103.66. The client has a good Medicare supplement insurance policy with Bankers Fidelity Life Insurance Company. That is a good insurance company.

I checked with the insurance company. Medicare never delivered the claim information to the client’s insurance company. The hospital wanted its money, of course.

To help our client, I wrote a letter to the hospital that explained that Medicare failed to send the claim information to the client’s insurance company. Then, I asked the hospital to send the essential information directly to the insurance company to correct the billing problem that Medicare had created.

When the hospital does what I asked, the insurance company will have the information that it needs to legally process the claim. This should eliminate the $1,103.66 bill problem that the client had.

This medical bill problem solving assistance is free to clients of this insurance agency. The owners, managers, and staff of this insurance agency really do care about our senior citizen clients. This commitment to service is one of the reasons that this insurance agency has become the largest senior citizen oriented insurance agency in the Midwest.

Here is something to consider. If Obama and his allies in Congress impose a national health care system that is modeled on the Medicare system, then everyone in America will start to have the type of medical bill problems that this client experienced.

Note: Woodrow Wilcox is the senior medical bill problem solver at Senior Care Insurance Services in Merrillville, Indiana. To check other articles or videos by Wilcox, visit www.medicareproblems.net, www.woodrowwilcox.com, and www.woodrowwilcox.tv.

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Written on October 26, 2009 by

Woodrow Wilcox

Wilcox News Service

Northern Virginia Tea Party Protests Republican Newt Gingrich for Supporting Dede Scozzafava, a left-wing Acorn-backed "Republican"

Republican former Speaker of the House, Newt Gingrich has endorsed Dede Scozzafava, a left-wing Acorn-backed "Republican", against Doug Hoffman, a conservative. Read this article for more details.

http://washingtonindependent.com/64135/club-for-growth-knocks-gingrich-over-scozzafava-endorsement

Numerous conservative and anti-tax groups are supporting Hoffman. NorthernVirginiaTeaParty.com does not endorse candidates, but we do hold supposed conservative leaders accountable.

Our protest was held at Newt's will be book signing at BOOK-A-MILLION, 1451 Chain Bridge Road, McLean, VA 22101 Saturday, October 24th from 1:30-4:00 PM.

MEDICARE MESSED MEDICAL BILL OF MERRILLVILLE WOMAN

. O. S. – SPEAKING OF SENIORS

MEDICARE MESSED MEDICAL BILL OF MERRILLVILLE WOMAN

By Woodrow Wilcox

Every day, I help senior citizens with medical bill problems that were caused by mistakes made by Medicare and/or the Veterans Administration medical clinics.

There are several possible causes of errors made by the federal government that cause senior citizens and veterans problems. The main source of error is the electronic data systems.

The federal government’s electronic data system causes the most problems. The system relies on telephone lines and satellite uplinks and downlinks for sending and receiving information about senior citizens, their identities, and their medical bills.

When there is a problem with the system, data becomes distorted or lost. When that happens, the medical bills of senior citizens on Medicare don’t get paid correctly or at all.

If Obama and his allies in Congress impose a national health care system on everyone, then everyone can expect these kinds of problems with their medical bills. I have helped senior citizens to correct bills of a few dollars and of over $200,000.

For over six years, I have helped senior citizens with Medicare billing problems and have written over 100 articles about such problems. Many of the articles can be read at www.medicareproblems.net.

Following is an excerpt of a letter that I sent to one of our clients after checking on an unpaid medical bill which caused her worry.

***

The bill for $63.68 from St. Mary Medical Center was received by your Medicare supplement insurance company on October 15.

The federal government’s Medicare system FAILED TO SEND THE BILLING INFORMATION TO YOUR INSURANCE COMPANY by the normal means of “electronic crossover” which is a high-tech “email” system.

Your insurance company was able to obtain a “hard” (paper) copy of the claim on October 15 and is processing the claim now. The insurance company has up to 30 days to process a claim once it receives it.

I wanted you to know that we checked on this bill for you and that you should allow some time for your insurance company to process this claim.

***

Note: Woodrow Wilcox is the senior medical bill problem solver at Senior Care Insurance Services in Merrillville, Indiana. That is the largest senior citizen oriented insurance agency in the Midwest. Wilcox has saved senior citizens over $600,000 by canceling wrongful medical bills that were caused by errors made by the federal Medicare and/or Veterans Administration health care systems. For other articles or videos by Wilcox, visit www.medicareproblems.net, www.woodrowwilcox.com, and www.woodrowwilcox.tv.

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Written on October 20, 2009 by

Woodrow Wilcox

Wilcox News Service

Lies, Earmarks And Corruption All In One Bill

Editors note: This just in from Congressman John Hoekstra's official website.
Lies, Earmarks And Corruption All In One Bill
Rep. John Shadegg and Rep. Peter Hoekstra


Washington, Oct 14 -

We are nominating Sen. Baucus' health care reform bill for the Pulitzer Prize — for fiction.

Like works of great fiction writers such as Ernest Hemingway, Joseph Conrad and F. Scott Fitzgerald, the story line of the Baucus bill is not what it seems and is in fact a clever subterfuge of what health care reform will mean for the American people.

Hiding behind this facade is another story about a massive power grab by the Washington political establishment.

The bill is loaded with fiction. To begin with, it purports to reduce the deficit. This is really an Enron-style scam with the bill's massive new taxes starting on day one and its dramatic new health care expenditures, which will far exceed the tax revenues, beginning in year four.

Hence its favorable score: 10 years of revenue, seven of expenditures. In the private sector, people go to jail for this type of accounting; in the U.S. Senate, they trumpet it as good news.

The Baucus bill claims to treat all Americans equitably, yet four states receive Medicaid exemptions — the federal government will pick up the state's share of Medicaid costs — for five years. That means taxpayers in 46 states will subsidize other states, including Nevada, so Senate Majority Leader Harry Reid can bring home the bacon and get re-elected.

Sen. Chuck Schumer put in a little-noticed provision that exempts New Yorkers and taxpayers from some other states from the bill's tax on gold-plated insurance plans. The result: The rest of the nation will subsidize the health care of New Yorkers and a few others.

If you're lucky enough to live in one of the favored states, you win. If not, you lose. Guess how many of those states are blue and have Democratic senators up for re-election? Hardly seems fair, does it? Huge earmarks and health care favoritism for states served by powerful Washington elites.

There are other massive earmarks in this bill. Up to $10 billion will go to VEBA, such as the underfunded retirement health care package of United Auto Workers retirees. This may or may not be a good idea, but it clearly does not belong in this legislation.

The bill has huge, new mandated costs on the states for Medicaid, and there are many other costs omitted from the bill that will need to be paid for by taxpayers. The bill claims savings it says will be achieved by reducing reimbursement rates to doctors and hospitals. This has never happened in the past and won't now. It is pure fiction.

There's more fiction in both the Senate and House versions. Despite Democrat claims to the contrary, both will cover illegal aliens and abortion, and virtually no Americans will be able to keep their existing plan. The legislation will cost billions more than estimated. The numbers and the promises just don't work.

Most importantly, and this is what the legislation is really about, the Baucus bill will transfer power from the American people to Washington elites — a power grab far more massive than it appears. Just think about it, the fiction (yes, some would call it lies) you're hearing about today is happening while people are watching.

Imagine what will happen with earmarks, political favoritism and social engineering when the details are negotiated by government bureaucrats, lobbyists and the Obama administration's "health czar" behind closed doors.

Putting politicians in charge will mean health care Soviet-gulag-style. If you're powerful and connected, you'll be just fine. If not, too bad. This is certain to get ugly.

Americans need to recognize what this is about. It is not about the quality or quantity of health care. It is about power, who will have it and who will give it up. It is about fiction. No, correct that — it is about an Enron-style accounting and bringing Washington-style corruption to health care.

Rather than rein in the power and control health care plans have now, and impose savings discipline by shifting that control to average Americans so they can get the care they choose, the bill empowers career politicians in Congress and Washington bureaucrats.

Actually, this bill doesn't deserve a Pulitzer even though it is ingenious and cleverly written — it deserves a criminal indictment for false, deceptive and misleading advertising.

The American people need to stand up and say no to this callous grab of power by Washington elites.

This is the first real test of the Tea Party movement to influence public policy. Americans are counting on their elected representatives to protect them from a tragically flawed health care bill.

Grass-roots America needs to speak out before it is too late. If not now, when? Time is running out.

• Hoekstra is a Republican congressman from Michigan.

• Shadegg is a Republican congressman from Arizona.

Make Mine Freedom Too

OPEN LETTER TO PRESIDENT, SENATORS, & CONGRESSMEN

By Woodrow Wilcox

An elderly woman phoned me because she read an article by me in a local newspaper. The senior citizen is from Lansing, Illinois.

I listened to her story. She fell at a local drug store, was taken to a hospital, and got some stitches. The hospital got paid by Medicare, the woman’s insurance company, and by the drug store’s insurance company. Now, Medicare wants its money back. But, the woman does not have the money. When she phones Medicare’s bill collector’s phone number, she gets a recorded instruction to contact the company via the internet. The woman is 85 years old and does not know how to use the internet.

Normally, I would not help because I’m not supposed to help seniors who are not clients of the insurance agency where I work. I have helped senior citizens with medical bill problems that were caused by Medicare and by the VA medical clinic system for over six years. I have saved elderly clients of this insurance agency over $600,000 by canceling bad medical bills.

In this case, I decided to help this woman on my own time and at my own expense. Over the last six years, I have written over 100 articles about problems with the Medicare system. Many of the articles can be read at www.medicareproblems.net. I wrote all those articles and distributed them to newspapers around the country on my own time.

I’m not trying to boast. I just want to explain that I help senior citizens who have problems with Medicare. I care about senior citizens. I’m not sure that the President and some Senators and Congressmen do care about seniors.

There are problems with Medicare, the VA Clinics, and Medicaid. There are problems with other health care segments, too. But, no one can fix a problem by not listening to reasonable, responsible people who have experience in the field.

That is what I am accusing the President and some Senators and Congressmen of doing – not listening. The Democratic leaders and many Democratic members of the Senate and the House fashioned “their” health care reform bill without listening to the concerns of many respected people.

Rather than bringing people together to reach a consensus, the President and his allies have done exactly the opposite. No proposal by a Republican or a moderate Democrat was considered. The legitimate concerns of the dissenters were not reviewed to allow compromises to correct problems in the bill. The President and/or his allies called opponents of “their” health care reform bill “Nazis” and “racists” instead of listening to legitimate concerns about the bill. The President and/or his Democrat allies called health insurance company executives and employees “greedy” and “special interests” instead of listening to the legitimate objections of those people.

Citizens who read the health care reform bill (H.R. 3200) online and attended town hall meetings with their congressional representatives were shocked, insulted, and angered to realize that many of their congressional representatives never read the proposed law and just parroted some false talking points written by the supporters.

Presidential candidate Barack Obama promised to bring people together. But, he and his Democrat allies in Congress have used arrogance, smugness, rudeness, insults, and disinformation to alienate many people in the country including other Democrats.

The President and his Democrat allies in Congress should stop the rudeness, listen to the legitimate concerns of those who object to problems in the current bill, and change the proposed law to get rid of the legitimate objections. No one can get other people’s cooperation by refusing to listen and casting insults.

Note: Woodrow Wilcox is the senior medical bill problem solver at Senior Care Insurance Services in Merrillville, Indiana. That is the largest senior citizen oriented insurance agency in the Midwest. For articles and videos by Woodrow Wilcox, visit www.medicareproblems.net, www.woodrowwilcox.com, and www.woodrowwilcox.tv.
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Word count: 648.
Written on October 9, 2009 by
Woodrow Wilcox
Wilcox News Service

S. O. S. – SPEAKING OF SENIORS MEDICARE HITS MUNSTER WOMAN WITH BILL

By Woodrow Wilcox

A client of this insurance agency was surprised when Medicare refused to help pay for a pelvic and breast exam and a pap smear. The client is from Munster, Indiana.

The client in this article is not the same client that I reported to have that problem in a previous article. The facts are almost the same, though.

The woman’s doctor billed Medicare for the medical services and Medicare disallowed the claims because the services were performed outside the time limitations that Medicare has set for such services. So, Medicare denied the claims and now the senior citizen is stuck with the $105 bill for non-covered services of a pelvic and breast exam and a pap smear.

When a federal agency is faced with budget problems, new rules and regulations are invented to help the federal agency stretch its budget so that everyone at the federal agency will get paychecks on time.

Obama and his allies in Congress are trying to pass a law to make a national health care system based on Medicare. If that happens, millions more Americans will get stuck with unexpected medical bills when the federal agency over healthcare will make new rules and regulations to stretch the budget and make sure that all the employees of the new bureaucracy get their paychecks on time.

In such a case, health care consumers will be the big losers. The patients will get some very unexpected bills for medical services that they thought would be covered by the government health care system. Surprise, surprise!

Note: Woodrow Wilcox is the senior medical bill problem solver at the largest senior citizen oriented insurance agency in the Midwest. For more Medicare related articles or videos by him, visit www.medicareproblems.net, www.woodrowwilcox.com, and www.woodrowwilcox.tv.
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Written on October 5, 2009 by Woodrow Wilcox

Wilcox News Service

SENATORS URGED NOT TO KILL ENTREPRENEURS’ CREATIVITY TO SOLVE HEALTH CARE PROBLEMS!

By Woodrow Wilcox

The managers of Hoosier Healthcare have sent a letter to every U.S. Senator urging that no bill be passed which would kill entrepreneurs’ creativity to solve health care problems. Hoosier Healthcare has three clinics in or near Valparaiso, Indiana.

The firm gives unlimited visits to its clinics for an individual for only $25 per month. Employers can pay only $20 per employee or $40 for an employee and entire family to provide unlimited visits to Hoosier Healthcare clinics.

Many of the other medical services provided at Hoosier Healthcare are provided at costs which are up to half what Medicare pays for the same services. Also, the firm has partnered with a local pharmacy to allow patients to buy many prescription medicines for only $4.

Donald Kiger is the President and CEO of Hoosier Healthcare. He has owned or managed several successful businesses. Over time, he thought of various business models and systems which might deliver quality health care at lower prices. Earlier this year, he decided to start the firm and test his ideas.

Dr. Dean Shoucair is the Medical Director of Hoosier Healthcare. He likes the business model and believes that it can help many people – including doctors.

“Many people are concerned about the idea of a single payer system and the complications from that. A number of medical schools are getting smaller enrollment because fewer people believe that they will be able to pay for medical school and make a decent living as a doctor,” Dr. Shoucair explained.

“We are helping to deliver primary care to the people in our community with our unusual business model and system. Other entrepreneurs have good ideas, too. It would be a shame if the U.S. Senate adopts any law that would kill entrepreneurs’ creativity to solve problems and improve the health care system for all Americans,” Kiger concluded.

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****


LETTER TO ALL U.S. SENATORS:
PLEASE, DON’T VOTE TO KILL ENTREPRENEURS’ CREATIVITY

Dear Senators,

Whatever you do in this session, please, don’t vote to kill entrepreneurs’ creativity to solve problems.

Our firm, Hoosier Healthcare, provides unlimited visits to our medical offices for only $25 per month. Employers can pay $20 per month per employee or $40 per month per employee’s entire family to allow unlimited visits to any of our three clinic offices.

Hoosier Healthcare provides many medical services at costs which are as low as half of what Medicare pays for the same services.

Hoosier Healthcare has adopted an unusual business model which allows our firm to provide primary care, urgent care, wellness care, and occupational health care at such low rates.

Finding the right business model requires creativity and freedom to experiment to learn what works to solve customers’ problems and use resources wisely. Government laws and regulations which are developed by committees of government officers and bureaucrats and which don’t allow creative problem solving is not the way to change health care for the better.
To learn more about how our firm does what it does to deliver quality primary health care and a range of other services at affordable prices, visit our website –

www.hoosier-healthcare.com.

We are solving the problem of high costs for primary health care right now in our community. We hope to expand and grow to help people in other parts of the country, too.

Allowing our firm and other entrepreneurs a chance to solve the nation’s health care delivery problems makes more sense than any other option at this time.

Please, Senators, don’t kill entrepreneurs’ creativity to solve problems and help America.


Sincerely,



Donald Kiger Dr. Dean Shoucair, D.O., M.P.H.

President & CEO Medical Director / MRO



Hoosier Healthcare; Porter County, Indiana; 1-888-282-8662

MISTER OBAMA – YOU’RE IGNORANT!

By Woodrow Wilcox

In his September 9 speech to Congress, Obama criticized private insurance companies for not covering certain things. Obama is ignorant of the fact that the federal Medicare system won’t cover certain things.

For example, a client of the insurance agency where I work just discovered that Medicare won’t pay anything on his ambulance bill. He is a diabetic senior citizen and veteran from the Miller section of Gary, Indiana. Recently, his daughter phoned an ambulance for help. The ambulance people gave him emergency services for being a diabetic, but did not transport him. The treatment may have saved his life, but Medicare won’t pay for any first responder services. The client is stuck with a $250 bill.

Recently, three of our senior citizen clients were shocked to learn that Medicare refused to pay for their pelvic and breast examinations and pap smears. Two of the ladies are from Munster, Indiana and one is from Hammond, Indiana.

Medicare regularly refuses to pay for routine medical treatment, tests, and services if the items are done outside the time frames allowed by the rules of Medicare. Also, Medicare does not help pay for hearing tests or hearing aides, eye tests or eye glasses, or non-emergency dental services.

There are many problems with the federally run Medicare system. I have written over 100 articles about such problems and many of the articles are at http://www.medicareproblems.net. I have helped senior citizen clients to cancel over $600,000 in wrongful medical bills that were caused by mistakes at Medicare. There are problems with the federal Medicaid and the federal Veterans Administration medical clinics, too.

Obama and his allies in Congress want to impose a national health care system that is modeled on Medicare. That idea is based on the false belief that Medicare works great. It does not. If Obama does not understand this, then why shouldn’t citizens and Congressmen question his understanding and proposals for change of the health care system? That doesn’t mean that the current system is perfect. It just means that Obama and his allies have made up their minds without even listening to reason or considering the facts.

Note: Woodrow Wilcox is the senior medical bill problem solver at the largest senior citizen oriented insurance agency in the Midwest. For more articles or videos by him, visit http://www.medicareproblems.net, http://www.woodrowwilcox.com, and www.woodrowwilcox.tv.



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Written on October 6, 2009 by Woodrow Wilcox

Wilcox News Service

SPECIAL INTEREST GROUPS THAT WANT OBAMACARE

By Woodrow Wilcox
Barack Obama claims that special interest groups oppose his health care reform plan. Maybe lots of people don’t like the details of his plan. But, one thing is for sure. There is an array of special interest groups that want “Obamacare”. Here is a list of some of those special interest groups.
(1) Labor unions that have contracts with the federal government or government industry contractors in the fields that now run the Medicare, Medicaid, and Veterans health clinics. These unions would expand their membership and increase their union dues and other revenues under “Obamacare”. Also, these unions would increase their political power.
(2) Government industry contractors which sell or lease computer equipment, computer services, and satellite telephonic equipment or services to the federal government. It is computers and satellite telephonic equipment and services which are the backbone of the Medicare, Medicaid, and VA health clinic system.
Government contractors like General Electric, Westinghouse, and a few other companies are the main sources of computers and satellite telephonic equipment and services.
For your information, General Electric owns or controls the NBC, CNBC, MSNBC, and other media companies. So, when MSNBC announcers like Chris Matthews and Keith Olbermann attack those who oppose “Obamacare”, they are really working to help “Obamacare” become law because their employer General Electric and other government industry contractors stand to gain billions of dollars in new government contracts and billions of dollars in new profit.
A few years ago, Westinghouse owned CBS. But, then, Westinghouse pealed away CBS and helped to create Viacom. There is still an “old boy” network of friendships and financial interests between Westinghouse and Viacom. Viacom owns or controls CBS, MTV, MTV2, VH1, BET, BET J, Nick At Night, TV LAND, Comedy Central, CMT, Spike TV, and other media properties.
General Electric and Westinghouse operate businesses in medical equipment and medical services. Westinghouse operates hospital services, too.
The main source of my information on these government industry contractors and their media interests is the “WHO OWNS WHAT” report at Columbia Journalism Review (www.cjr.org).
Big government industry contractors like big government because that is THE CUSTOMER of big government industry contractors. Big government industry contractors stand to gain billions of dollars if “Obamacare” becomes law.
(3) Homosexuals are a special interest group that supports “Obamacare”. Homosexual and promiscuous lifestyles often lead to “AIDS” and/or other sexually transmitted diseases. Treating these diseases is often expensive. Many insurance companies refuse to sell health insurance to those with the pre-existing condition of “AIDS” or other sexually transmitted diseases. “Obamacare” would shift costs of the expensive treatments for these diseases onto the general population – the taxpayers and the private insurance companies. Many people who have an insurance policy now may see their insurance premiums rise substantially once “Obamacare” forces everyone else to help pay for treatment of “AIDS” and other diseases for those who follow homosexual and/or promiscuous lifestyles. Homosexuals and homosexual interest groups contributed enormous amounts of money to the Obama presidential campaign.
(4) Illegal aliens are a special interest group that wants “Obamacare”. Many illegal aliens use other people’s social security number in their jobs. It gets messy when a medical service provider or health insurance company starts asking for verification of the identity of the patient because the social security number seems to indicate a different person. It’s not just the illegal aliens who are in the U.S. now who want “Obamacare”. If “Obamacare” passes, millions of really sick people and their families from other countries will flood the U.S. to get some free or cheap “Obamacare”. That just might break America’s health care system.
(5) Democrats who control local governments throughout the nation are a special interest group that wants “Obamacare”. In many places where Democrats control local government or state government, millions or billions of dollars are spent for medical care for the poor. In a recent news report, one county commissioner of my home county said that Lake County, Indiana – the county that borders Chicago – spends over one hundred million dollars per year on health care for the poor. “Obamacare” would shift most or all of these expenses onto the federal government. Millions or billions of dollars would become available to state or local governments that are controlled by Democrats. Those Democrats want to spend that money on other things.
There are other SPECIAL INTEREST GROUPS that support “Obamacare”. But, this is a good list of the major ones.
NOTE: For other articles by Wilcox, visit www.medicareproblems.net, www.woodrowwilcox.com, and www.woodrowwilcox.tv.

© 2009 Woodrow Wilcox
Written on October 2, 2009